deposit services


now account
Available to Winner's Gold, Winner's Gold 55 and Classic Silver Account Holders
Minimum opening balance - $750
Interest Rate & Annual Percentage Yield (APY) - See Interest Rates
Minimum balance required to obtain APY as listed - $750
Method of Computation - Daily Balance*
Interest will be compounded and credited monthly
Interest rate varies and is subject to change
Statement Period - Monthly
Monthly Maintenance Fee - $5, if minimum falls below $750 daily balance

*The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.


super now account
Available to Winner's Gold, Winner's Gold 55 and Classic Silver Account Holders
Minimum opening balance - $2,500
Interest Rate & Annual Percentage Yield (APY) - See Interest Rates
Minimum balance required to obtain APY listed - $2500
Method of Computation-Daily Balance*
Interest compounded and credited monthly
Interest rate varies and is subject to change

*The Daily Balance is determined by adding the full amount of principal in the account for each day of the period and dividing the figure by the number of days in the period.




Farmers-Merchants Bank of Illinois Disclosures


Photographs by Larry Kanfer Photography, www.kanfer.com