deposit services


business accounts
Business Checking: Use Farmers-Merchants Bank of Illinois Checks and Deposits -Maintain a minimum monthly balance of $300 to avoid an $8 service charge.
Business Insured Money Market Account (IMMA): Use Farmers-Merchants Bank of Illinois IMMA to hold funds needed in the near term.
Business Savings Account: Use Farmers-Merchants Bank of Illinois Regular Savings to hold funds needed within six months.


organization accounts
Free if balance above $100
$8 monthly fee if balance below $100
Unlimited check writing

Also available for organizations under our normal service charge plans:
Budget Checking
NOW Account
Super NOW Account
Regular Savings


additional services & fees:
Stop Pay $20
License Plate Stickers $7.50
Money Order $3
Cashier's Check $3
Outgoing Wire Transfer $20 Farmers-Merchants Bank of Illinois Fee plus any external charges
Locked Zipper Bag $20
Zipper Bag $5
ACH Stop Pay $20
Trust Services Available upon request





Farmers-Merchants Bank of Illinois Disclosures


Photographs by Larry Kanfer Photography, www.kanfer.com